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Break Debt, Not Sweat
Get personalized advice, dispute your debt, and
learn your rights
Feeling lost?
Start with Debt Chat
Discover personalized strategies to overcome your debt challenges. Share your unique situation for expert guidance tailored to your needs.
Challenge any debt
with our dispute tool
Quickly generate a dispute letter, download a PDF, email it yourself, or let us send it via First-Class or certified mail.
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Frequently Asked Questions
What is DebtCat and how does it work?
DebtCat is a platform where former debt collection professionals use their expertise to help users manage and dispute their debts. Through AI-powered chat with debt experts and a suite of tools, users can receive personalized advice, create dispute letters, and utilize premium services to effectively handle their debt issues.
How can DebtCat help me dispute my debt?
DebtCat offers both free and premium tools that guide you through the debt dispute process. You can create customized dispute letters, download them as PDFs, and choose to send them via first-class or certified mail for added security and tracking.
What services are free, and what are included in the premium package?
Our free services include access to AI-powered chat with debt experts and basic dispute creation tools. Premium services offer advanced features such as the ability to send dispute letters via certified or First-Class mail, more tools coming soon!
Can I dispute any debt with DebtCat?
Absolutely! You can dispute debts from businesses like credit card companies or debt collectors. However, disputing personal debts between individuals, friends, or family won’t work.
How do I create and send a dispute letter through DebtCat?
You can start a new dispute with our dispute tool to create your customized dispute letter. Once created, you have several options:
Free Options:
• Email the dispute letter to yourself
• Download the dispute as a PDF
Premium Services:
• We'll print and mail your dispute via USPS First Class Mail
• We'll print and mail your dispute via USPS Certified Mail